Personal Loan is a type of an unsecured loan that an individual can borrow to cover various expenses such as medical, education, travel, wedding etc.  Personal loans typically do not require collateral, like a home or a car, to secure the loan.

When you fill out our simple form , we’ll connect you with the lender. Once your application is verified , you can request for a loan amount up to $50,000.

When filling out our form to connect with a lender, no documents or credit history are required. However, the lender may request documents and proof during the loan application process.

Once you fill out our form, you will be connected to one of the lenders from our network. When the lender accepts your application, you will get your loan as soon as the next business day.

LendupAmerica services are free of cost. We are here to simplify your personal loan request process, by connecting you with the lender, as per your details

Personal loans are specifically meant for addressing financial emergencies and bridging the gap between paychecks. The same level of caution applied when acquiring any type of credit should guide your decision to pursue a personal loan. It's crucial to only seek a loan when facing a financial emergency. If you find yourself in severe financial distress, it's advisable to consult a financial counselor before considering a loan.

There may be a chance that lenders may ask you to fax the documents like proof of employment, bank account status and legal status within the United States  for verification to provide a loan..

Once you fill out our simple and easy form, we will forward your request to our network of lenders. If you are connected with a lender and approved for a loan, your lender will contact you via email; you may also be redirected to that lender’s website home page.

The terms for repaying your loan will be specified in the lender's terms and conditions document. Typically, on the repayment date, the lender will withdraw the total amount you owe, including the loan amount, fees, and interest, from your bank account. It's crucial to have sufficient funds available on that date. If you can't, contact your lender immediately. You might be eligible for options like loan extensions or rollovers that could save you money in the long term.

If you have questions about a specific loan, it's essential to promptly address them with your lender. To safeguard your privacy, this service doesn't have access to your loan details. Your loan agreement typically includes contact information for your lender in case of issues. If your lender doesn't respond or if you're dissatisfied with their response, you can contact government agencies for assistance in resolving the matter.

If you hold multiple jobs, include details about your primary job in your request form, and provide information about additional jobs when communicating with your lender. If your lender requests paycheck stubs, submit stubs from all your employers. If you're self-employed, demonstrate substantial income meeting the lender's criteria and show that your business has been stable with consistent income for at least 90 days.

While we don’t encourage you to have multiple loans simultaneously, certain states permit two or sometimes three outstanding loans concurrently. When applying for a new loan, you must disclose any existing loans in your request. Even in states allowing multiple loans, there may be credit limits, possibly resulting in denial. Lenders also retain the right to decline credit to individuals with existing loans, irrespective of state regulations.

There are various reasons for a request denial. It might be due to not meeting the basic eligibility requirements for a short-term loan. Denials can also occur if you're in bankruptcy, in default with another short-term loan provider, or have an existing, active loan with another lender in good standing. If you suspect any form of discrimination, contact the Consumer Financial Protection Bureau.

Carefully review your loan offer and financial situation before completing the application. Only request a loan if you're confident in your ability to repay it on time. In case you can't meet the repayment deadline, contact your lender immediately. While debt collection may occur, lenders cannot threaten criminal actions. Keep in mind that your debt will continue accruing high-interest until settled.